There is not any general public information and facts about a "most hdb financial loan 480 29" as being the numbers are likely a selected deal with or interior reference. The utmost HDB mortgage amount of money will not be a set sum but is instead based on a number of things, including the Personal loan-to-Worth (LTV) Restrict, the Home loan Servicing Ratio (MSR), as well as applicant's age, cash flow, and financial standing. For brand new and resale flats, the most LTV is around seventy five% of the acquisition value or valuation, whichever is lessen. The MSR ensures that regular home loan repayments tend not to exceed thirty% of the buyer's gross month to month profits. An HDB loan has an curiosity fee of two.six% for every annum, pegged at 0.1% over the CPF read more Standard Account (OA) level, and the maximum tenure is capped at 25 a long time or as many as the customer's age of sixty five, whichever is shorter. To ascertain the most personal loan you will get, you should make an application for an HDB Financial loan Eligibility (HLE) letter.